Financial literacy, made fun

Your two cents on money.
Learn. Play. Master.

TwoCents turns money skills into something you actually want to do. The app delivers bite-sized CentBite courses and a real Indian stock-market simulator, while CashQuests, our strategy card game, makes economics click around the table. Built for the next generation, not the textbook.

TwoCents app home
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Streak
1 day
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Total Cents
920
4
CentBite courses
100%
Risk-free virtual trading
2
Decks in CashQuests
12+
Ages for CashQuests
// Product 01 · The App

TwoCents: a whole financial education, sized for your attention span.

Our flagship app runs on nanolearning, breaking money concepts into pieces small enough to finish and sharp enough to stick. Earn Cents, keep your streak, and put theory into practice.

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4 CentBite courses

Structured courses on Economics, Budgeting, Investing, and Taxes & Financial Planning, each split into bite-sized subtopics you can finish in one sitting.

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Stock Market Simulator

Trade Indian stocks with virtual money, build a live portfolio, and learn how markets really move, all with zero risk.

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Videos and flashcards

Short explainer videos for the concept and flashcards for fast revision, built for memory rather than boredom.

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Quizzes, streaks, and rewards

Test what you know, earn Cents, and keep your daily streak alive as you progress. Soon you will be able to enter live competitions across financial topics.

TwoCents quiz screen
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Real-world application

Every concept connects to a decision you will actually make, whether that is saving a few rupees, reading a market, or weighing a risk.

// Inside the App

Take a look around.

Swipe through real screens from TwoCents, from your learning dashboard to the live market simulator.

Home dashboard
Quiz: test your knowledge
Budgeting lesson
Stock market portfolio
// Product 02 · The Card Game

CashQuests: economics you can hold in your hands.

CashQuests is our strategy card game that brings financial literacy off the screen and onto the table. Players build their fortune through two interlocking decks, making the trade-offs of real money management impossible to forget.

  • Transaction Cards are saving, spending, and investment moves like Fixed Deposit that shape your strategy turn by turn.
  • Policy Cards are real-world economic events like an interest-rate rise that reward the prepared and punish the reckless.
  • Structured but genuinely fun, designed so the lesson lands without anyone noticing they are learning.
AGES 12+3–7 PLAYERS10–15 MIN
CashQuests game box
Interest Rate Rises policy card
Fixed Deposit transaction card
// CashQuests · How a Round Plays

Race to 8 Wealth Points. Dodge 5 Penalties.

Be the first player to collect 8 Wealth Points, but avoid collecting 5 Penalty Cards, or you are out. Here is how a game runs.

Setup
  • Deal 5 cards to each player from the Transaction card pile.
  • Place the remaining cards in a draw pile.
Each Round
  • Play an RBI card before every round.
  • Draw 1 card.
  • Play 1 card.
  • Hold a maximum of 8 cards in hand.
Tracking
  • Wealth Points: track openly, for example on a notepad.
  • Penalties: keep your played Penalty Cards visible to everyone.
Penalty Phase
  • Every 5 rounds, all Penalty Cards in hand must be played and counted as penalties, not as negative Wealth.
  • Excludes penalties already played, since they are already counted.
Policy Impacts
  • A Policy Card only affects cards played that same round.
  • Example: if you already have 5 Wealth Points and Inflation Spike is played, only new Save cards are worth zero. Your existing points are safe.
Winning and Fair Play
  • Win: the first player to reach 8 Wealth Points.
  • Elimination: collecting 5 Penalty Cards, whether played or forced.
  • Honesty system: players must track Wealth and Penalties truthfully.
  • Tiebreaker: if two players reach 8 Wealth Points in the same round, the one with fewer Penalties wins.
Samit Mandhare, founder of TwoCents
Samit Mandhare
// Meet the Founder

Samit Mandhare

16 · ECONOMICS · FOOTBALL · BUILDING TWOCENTS

"I have always been fascinated by how small, everyday decisions, like saving a few rupees or understanding how markets work, shape the bigger picture. That curiosity pulled me deep into economics and personal finance, always watching how the micro connects to the macro."

"Whether I'm analysing the strategy of a football match or breaking a complex financial concept into something simple, I enjoy finding the patterns other people overlook."

"I'm just a teenager trying to make a difference, one small step at a time."

The next generation shouldn't just learn money. They should experience it.

Download the app, pick up CashQuests, or do both. Either way, financial confidence becomes the default.

// Contact

Interested? Let's connect.

Schools, partners, players, or the simply curious: we'd love to hear your two cents.

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BASED
Building from India, reaching everywhere
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On the App Store & Google Play
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